I'm in the same boat man, my summer job has me commuting about 80 miles a day, so I will be using the camry for most of it. However I am on the lookout for a 4cyl d21 as I find that I dont need the 4x4 as much and the crap mpgs aren't really worth it...but its paid for and a great truck...i'd say do waht is financially feasable. If you can afford to trade in and take on a car payment, do it, but also think that the amount of a monthly payment is more than filling up the r50 with gas...just my 5.3443 cents (adjusted for inflation)....